:root {
  --bg: #ffffff;
  --paper: #ffffff;
  --mist: #d9e4e7;
  --mist-strong: #c7d6da;
  --ink: #10181a;
  --soft-ink: #334144;
  --muted: #63777e;
  --primary: #668899;
  --primary-dark: #153f49;
  --primary-deep: #0b252b;
  --champagne: #b8a98d;
  --line: rgba(16, 24, 26, 0.14);
  --shadow: 0 24px 70px rgba(16, 24, 26, 0.11);
  --radius: 30px;
  --sans: "Montserrat", "Avenir Next", "Century Gothic", "Segoe UI", system-ui, sans-serif;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 100px; }
body { margin: 0; color: var(--ink); background: var(--bg); font-family: var(--sans); font-size: 17px; line-height: 1.75; text-rendering: optimizeLegibility; }
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; }
button { font: inherit; }
.container { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }
.narrow { width: min(820px, calc(100% - 40px)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 2000; border-bottom: 1px solid var(--line); background: rgba(255,255,255,.94); backdrop-filter: blur(16px); }
.nav-shell { width: min(var(--max), calc(100% - 40px)); min-height: 88px; margin: auto; display: flex; align-items: center; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; margin-right: auto; text-decoration: none; }
.brand img { width: 52px; height: 55px; border-radius: 12px; object-fit: cover; }
.brand strong,.brand span { display: block; }
.brand strong { font-size: .96rem; }
.brand span { color: var(--muted); font-size: .68rem; line-height: 1.35; }
.desktop-nav { display: flex; align-items: center; gap: 20px; }
.desktop-nav a { text-decoration: none; color: var(--soft-ink); font-size: .83rem; font-weight: 700; }
.desktop-nav a:hover,.desktop-nav a:focus-visible { color: var(--primary-dark); }
.menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 50%; background: #fff; color: var(--ink); cursor: pointer; }
.header-cta,.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 12px 22px; border: 1px solid transparent; border-radius: 999px; text-decoration: none; font-weight: 800; cursor: pointer; }
.header-cta,.btn-primary { background: var(--primary); color: #fff; }
.btn-outline { border-color: rgba(21,63,73,.3); background: transparent; color: var(--primary-dark); }
.btn-light { background: #fff; color: var(--primary-dark); }
.mobile-panel { display: none; }
.hero { position: relative; overflow: hidden; padding: clamp(72px, 9vw, 124px) 0; background: linear-gradient(145deg,#f5f8f8 0%,#fff 56%,#e8eff1 100%); }
.hero::after { content: ""; position: absolute; width: 440px; height: 440px; right: -170px; top: -190px; border: 1px solid rgba(102,136,153,.25); border-radius: 50%; box-shadow: 0 0 0 70px rgba(102,136,153,.04),0 0 0 140px rgba(102,136,153,.025); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0,1.12fr) minmax(300px,.78fr); gap: clamp(38px,7vw,90px); align-items: center; }
.eyebrow { margin: 0 0 14px; color: var(--primary-dark); font-size: .75rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
h1,h2,h3 { margin-top: 0; color: var(--ink); line-height: 1.18; letter-spacing: -.025em; }
h1 { max-width: 860px; margin-bottom: 22px; font-size: clamp(2.5rem,5.6vw,4.9rem); font-weight: 760; }
h2 { margin-bottom: 16px; font-size: clamp(1.9rem,4vw,3.1rem); }
h3 { margin-bottom: 10px; font-size: 1.18rem; }
p { margin: 0 0 18px; }
.lead { max-width: 800px; color: var(--soft-ink); font-size: clamp(1.05rem,2vw,1.25rem); }
.credentials { margin-top: 22px; color: var(--muted); font-size: .82rem; font-weight: 700; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hero-photo { position: relative; }
.hero-photo img { width: 100%; max-height: 560px; border-radius: 48% 48% 30px 30px; object-fit: cover; object-position: center top; box-shadow: var(--shadow); }
.trust { padding: 20px 0; background: var(--primary-deep); color: #fff; }
.trust ul { display: grid; grid-template-columns: repeat(4,1fr); margin: 0; padding: 0; list-style: none; }
.trust li { padding: 4px 18px; border-right: 1px solid rgba(255,255,255,.2); text-align: center; font-size: .8rem; font-weight: 750; line-height: 1.4; }
.trust li:last-child { border-right: 0; }
.section { padding: clamp(68px,9vw,110px) 0; }
.section-soft { background: #eef3f4; }
.section-dark { background: var(--primary-deep); color: #fff; }
.section-dark h2,.section-dark h3 { color: #fff; }
.section-dark p,.section-dark li { color: #d9e4e7; }
.section-head { max-width: 780px; margin-bottom: 38px; }
.center { margin-inline: auto; text-align: center; }
.grid-2,.grid-3,.grid-4 { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2,minmax(0,1fr)); }
.grid-3 { grid-template-columns: repeat(3,minmax(0,1fr)); }
.grid-4 { grid-template-columns: repeat(4,minmax(0,1fr)); }
.card { padding: 26px; border: 1px solid var(--line); border-radius: 24px; background: #fff; box-shadow: 0 14px 40px rgba(16,24,26,.055); }
.card p,.card li { color: var(--soft-ink); }
.card-link { display: flex; flex-direction: column; min-height: 240px; text-decoration: none; transition: transform .2s ease,border-color .2s ease,box-shadow .2s ease; }
.card-link:hover { transform: translateY(-4px); border-color: var(--primary); box-shadow: var(--shadow); }
.card-link .more { margin-top: auto; color: var(--primary-dark); font-weight: 800; }
.number { display: grid; place-items: center; width: 42px; height: 42px; margin-bottom: 20px; border-radius: 50%; background: var(--mist); color: var(--primary-dark); font-weight: 900; }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(34px,7vw,90px); align-items: center; }
.split.reverse { grid-template-columns: 1.1fr .9fr; }
.split-photo img { width: 100%; border-radius: var(--radius); object-fit: cover; box-shadow: var(--shadow); }
.check-list { margin: 18px 0; padding: 0; list-style: none; }
.check-list li { position: relative; padding: 7px 0 7px 28px; color: var(--soft-ink); }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--primary); font-weight: 900; }
.plain-list { padding-left: 22px; }
.plain-list li { margin-bottom: 9px; }
.callout { padding: 28px; border-left: 4px solid var(--primary); border-radius: 0 20px 20px 0; background: #f0f5f6; }
.callout strong { color: var(--primary-dark); }
.notice { padding: 16px 18px; border: 1px solid rgba(184,169,141,.55); border-radius: 14px; background: #fbf8f1; color: #5d523f; font-size: .9rem; }
.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { position: relative; padding: 22px 46px 22px 0; list-style: none; font-weight: 800; cursor: pointer; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 8px; top: 16px; color: var(--primary); font-size: 1.6rem; }
.faq details[open] summary::after { content: "−"; }
.faq details p { padding: 0 46px 18px 0; color: var(--soft-ink); }
.cta-panel { display: flex; align-items: center; justify-content: space-between; gap: 26px; padding: clamp(30px,6vw,54px); border-radius: var(--radius); background: var(--primary-dark); color: #fff; }
.cta-panel h2 { margin-bottom: 8px; color: #fff; }
.cta-panel p { max-width: 680px; margin: 0; color: #d9e4e7; }
.site-footer { padding: 58px 0 30px; background: #0b252b; color: #d9e4e7; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 40px; }
.site-footer h2,.site-footer h3 { color: #fff; }
.site-footer h2 { font-size: 1.4rem; }
.site-footer h3 { font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; }
.site-footer p,.site-footer a { color: #c7d6da; font-size: .84rem; }
.footer-links { display: grid; gap: 8px; }
.ethics { margin-top: 32px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.14); font-size: .76rem !important; }

@media (max-width: 980px) {
  .desktop-nav,.header-cta { display: none; }
  .menu-toggle { display: inline-grid; place-items: center; }
  .mobile-panel { position: fixed; inset: 88px 16px auto; z-index: 1900; display: none; padding: 16px; border: 1px solid var(--line); border-radius: 18px; background: #fff; box-shadow: var(--shadow); }
  .mobile-panel.is-open { display: grid; }
  .mobile-panel a { padding: 10px 8px; text-decoration: none; font-weight: 700; }
  .hero-grid,.split,.split.reverse { grid-template-columns: 1fr; }
  .hero-photo { width: min(520px,90%); margin: auto; }
  .grid-4 { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .grid-3 { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .trust ul { grid-template-columns: repeat(2,1fr); }
  .trust li:nth-child(2) { border-right: 0; }
  .trust li:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.2); }
}

@media (max-width: 640px) {
  .container,.narrow,.nav-shell { width: min(100% - 28px,var(--max)); }
  .nav-shell { min-height: 78px; }
  .mobile-panel { top: 78px; }
  .brand span span { display: none; }
  .hero { padding-top: 56px; }
  h1 { font-size: clamp(2.25rem,11vw,3.3rem); }
  .actions .btn { width: 100%; }
  .hero-photo { width: 100%; }
  .grid-2,.grid-3,.grid-4 { grid-template-columns: 1fr; }
  .card-link { min-height: 0; }
  .cta-panel { display: block; }
  .cta-panel .btn { width: 100%; margin-top: 22px; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *,*::before,*::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}